SUBMIT YOUR
Earnest Money Deposit (EMD)
We are pleased to introduce the newest option for earnest money payments electronic delivery! This new feature allows for a fully digital transfer of funds and will save you - and your clients - time.
![Earnest Money Deposit (EMD)](https://www.metrotitle.com/wp-content/uploads/2021/03/EMD-transfer.png)
Click Your Location Below To Send Your Emd Payments.
Benefits to Using Our Fully Digital Transfer of Funds
![NO more racing to the title office to deposit your funds in 72 hours](https://www.metrotitle.com/wp-content/uploads/2021/03/benefit-icon-1.png)
NO
more racing to the title office to deposit your funds in 72 hours
![NO more waiting on wiring instructions](https://www.metrotitle.com/wp-content/uploads/2021/03/benefit-icon-2.png)
NO
more waiting on wiring instructions
![NO more trips to the bank](https://www.metrotitle.com/wp-content/uploads/2021/03/benefit-icon-3.png)
NO
more trips to the bank
FAQ
What Is Earnest Money?
When Do I Pay Earnest Money?
Where Does The Earnest Money Go?
Does Earnest Money Count Towards The Cost Of The House?
What Is the Verification Process?
• Last four digits of their Social Security Number (SSN)
• Current address
• Legal first and last name If the above information does not satisfy our verification score, then a buyer will provid their full SSN. For the less-than-10% of buyers whose full SSN does not satisfy the verification process, our system will ask for a valid form of identification. These are:
• U.S. passport
• State-issued I.D
• U.S. driver’s license Finally, if automatic verification is not possible we can manually verify.
Why Would Manual Verification Be Required?
Buyers may require manual verification for the following reasons:
• A buyer did not use his or her legal first or last name.
• A buyer recently moved so the system cannot match the address provided with the address on public record.
• A buyer mistyped their name, address, or SSN.
• A buyer provides ITIN instead of SSN.
• A non-valid document was uploaded like an expired driver’s license, a nonofficial form of ID, or an identification document containing a blurry photo.