Closing day is an exciting time for buyers and sellers. It is the day when all the paperwork is signed and the process of transferring property ownership begins. If you are prepared and know what to expect you can help the closing go smoothly, so you can get it done and get back to your day. Closings are routine for the title company, so you can feel confident that yours will be handled properly. Closing should not take any longer than an hour unless there are concerns or specifics that have to be addressed in a unique situation. The title agent should contact you the day before and let you know whether you will need to bring any money to closing. You may also have wire transfer options if you would prefer not to bring a cashier's check. You will have a specific time for your closing. When you get there your title agent will provide you with the paperwork you need to sign. They will also walk you through the paperwork, so you can feel confident that everything is correct. You will be shown where to sign, asked to verify your information and the property's information, and will have the opportunity to ask questions, as well. When all the papers are signed you will be given a copy of them for your records. If you are the buyer, you will get your title insurance policy, recorded mortgage, and other official documents in the mail at a later date.
